Total Invested: ₹--
Estimated Returns: ₹--
Total Maturity Amount: ₹--
Current NAV: ₹ --
1-Year: --%
3-Year: --%
5-Year: --%
Mutual funds offer a flexible and accessible way to invest in a diversified portfolio of equities, debt, or hybrid instruments. Whether you're investing a fixed amount regularly through SIP or making a one-time lumpsum investment, mutual funds are designed to grow your wealth over time based on your goals and risk appetite.
✅ Dual Mode Calculation: Compare SIP and lumpsum returns side by side for smarter planning.
✅ Personalized Growth Projections: Estimate your investment's future value based on custom inputs.
✅ Adjust for Duration & Returns: Flexibly change the investment amount, tenure, and expected returns.
✅ Goal-Based Planning: Visualize whether your investments are on track for goals like retirement, education, or buying a home.
📅 SIP for Habitual Growth: Build long-term wealth by investing consistently, even during market lows.
💰 Lumpsum for Windfalls: Use bonuses or large amounts for one-time investments when markets are favorable.
📊 Match Funds to Goals: Equity funds for long-term growth, debt funds for short-term stability, hybrid for balance.
⚖️ Rebalance Regularly: Review and adjust your mutual fund portfolio based on life events and market shifts.
📈 Mutual fund returns are market-linked — there are no guaranteed returns like FDs.
🔄 SIPs benefit from rupee cost averaging, helping reduce average purchase cost over time.
💸 Lumpsum investments grow faster in rising markets, but come with higher timing risk.
🧾 Equity mutual fund gains are taxed at 10% after ₹1 lakh in long-term gains (held over 1 year).
📈 Start Investing Your Way — SIP or Lumpsum
Use this mutual fund calculator often to try new strategies, tweak numbers, and stay aligned with your financial goals. Bookmark the tool to revisit it as your income or life stage evolves!